Ontario Rebate Calculator

Estimate land transfer tax, government rebates, and net proceeds for buyers and sellers.

Your Purchase Details

Purchase Price ($)

First-time home buyerPurchasing in the City of TorontoNew construction / pre-construction

Also available (not calculated here):

Home Buyers’ Plan (HBP) — Withdraw up to $60,000 from your RRSP tax-free toward your first home (must repay over 15 years).
First Home Savings Account (FHSA) — Contribute up to $8,000/year (max $40,000 lifetime) tax-free. Withdrawals for a first home are also tax-free.

Estimated Costs & Rebates

Enter a purchase price to see your estimate.

Disclaimer: This calculator is for general informational purposes only and does not constitute legal, tax, or financial advice. All figures are estimates and may not reflect your actual costs or savings. Rebate eligibility, amounts, and program dates are subject to change by the Government of Ontario and the Government of Canada without notice. The Ontario Enhanced New Housing Rebate is a temporary measure currently in effect from April 1, 2026 to March 31, 2027. Land transfer tax rates, rebate thresholds, and eligibility criteria should be verified with a qualified real estate lawyer or tax professional before making any financial decisions. NickLists assumes no liability for decisions made based on the output of this calculator.